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Types of local small business loans in Central New York

Consultation and Advising from Credit Union Partners

Need to create or refine your business plan? Are you seeking assistance with marketing, management skills, or bookkeeping? Could you benefit from some one-on-one mentoring or a formal business start-up course? Help is out there!

Our network of lenders understands that training and advising is critical to building successful, long-term relationships with our borrowers. We offer support before, during, and after your loan application.

Alternatives Business CENTS
Ithaca, NY

Business CENTS (Community Enterprise Networking and Training Services) is a comprehensive small business development resource center open to the public. Business CENTS offers classes, workshops, consultation, coaching, networking, mentoring opportunities and other resources for business owners and self-employed persons at all stages and in all professions.

Classes and workshops: Business CENTS offers a wide variety of educational opportunities, from business basics to specialized topics. View the calendar of upcoming classes and workshops on the Business CENTS website.

Individual business consultation: Business CENTS staff meets with clients one-to-one, for customized assistance. Find help with financial projections, developing a marketing strategy, setting goals, or simply get feedback on a business idea.

Other services: Business CENTS offers regular networking events, mentoring groups and other programs to help business owners find the support and assistance they need to reach their objectives.

Contact Business CENTS
Alternatives Federal Credit Union
125 N. Fulton Street, Ithaca NY, 14850
Phone: (607) 273-4611 ext. 718


Cooperative Federal Business Advising
Syracuse, NY

Cooperative Federal provides hands-on, one-to-one advice for small businesses, microbusinesses, grassroots non-profits and aspiring/emerging entrepreneurs.

Credit Building: For entrepreneurs getting ready to apply for a loan, Coop Fed specializes in technical assistance related to building or repairing credit so that you can successfully qualify for financing. Visit Coop Fed's website to learn why personal credit building is important, how Coop Fed can help, and how you can get started.

Loan Advising: Get feedback on your business plan and marketing strategy, identify strengths and weaknesses, discuss loan options, and find support – before and after you get your business loan. 

Business Seminars: Cooperative Federal periodically offers workshops and seminars to small business owners, on topics such as Marketing, Retailing, Bookkeeping, Starting a Cooperative Business and more. 

Contact Cooperative Federal's Business Education and Advising Department
Cooperative Federal
800 North Salina Street, Suite 200, Syracuse, NY 13210
Phone: (315) 473-0249 (Toll Free: (855) 532-5210)


Additional Training and Advising Opportunities

For additional services, we refer clients to other business development programs in our region.

Small Business Development Centers (SBDCs)

"Through a network of 24 regional centers, the New York Small Business Development Center delivers high quality business counseling and training to New Yorkers who want to start a business or improve the performance of an existing business." Find a location near you.


SCORE is an association of business professionals that provides mentoring, counseling, workshops, tools, templates and other resources to help business star up, succeed and grow. Find a chapter near you.

Community-Based Programs
Syracuse, NY

Northside UP | This organization works to radically improve the quality of life within the Northside of Syracuse. As part of this mission, they deliver microbusiness seminars and coaching as well as marketing and incubation service.

WISE Women's Business Center | Through WISE (Women Igniting the Spirit of Entrepreneurship), women-owned businesses can access comprehensive training and coaching related to start-up and expansion.

South Side Innovation Center | The SSIC provides services and low-cost office facilities to emerging entrepreneurs and businesses in Syracuse, and hosts frequent training programs.

The Tech Garden | Designed to support the growth of technology driven companies, the Tech Garden brings together entrepreneurs, investors, and mentors through an innovation and technology incubator.